We have extensive experience in foreclosing mortgages, collecting on promissory notes, enforcing security interests in collateral such as equipment, inventory, bank accounts, receivables, and vehicles. Our counsel has not been limited to just creditors; many times, we have defended borrowers in asserting good faith defenses and counterclaims against erroneous or overly aggressive creditor enforcement actions.
Such matters regularly involve contested hearings over the right to attach real estate, garnish wages or execute on account funds. Our long history of courtroom experiences have allowed us to provide meaningful counsel to those wishing to lend or borrow on how to draft documents that avoid ambiguity and maximize mutual benefit.
Sometimes, despite all efforts, bankruptcy results. Attorneys Kopsick and Bowen represent clients in each of the United States Bankruptcy Courts in such diverse situations as seeking relief from bankruptcy stay, attempts to use cash and other collateral during a plan of reorganization, objections to a debtor’s discharge on grounds of fraud or other misconduct, and hearings to approve or deny reorganization plans proposed by corporations, family farmers and individual homeowners.